Emerging Market Bank Lending and Credit Risk Control
Evolving Strategies to Mitigate Credit Risk, Optimize Lending Portfolios, and Check Delinquent Loans

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Language: English
Cover of the book Emerging Market Bank Lending and Credit Risk Control

Subjects for Emerging Market Bank Lending and Credit Risk Control

Keywords

Accounts; Analysis; Asset-based finance; Bad loans; Bank capital; Bank credit; Bank customers; Bank guarantee; Bank lending principles; Bank lending; Bank loan; Bank management; Bank supervision; Bank; Banking markets; Banking regulation; Basel accords; Basel I; Basel II; Borrower; Business plan; Business sectors; Cash flow analysis; Cash flow lending; Check; Consumer lending; Contingent exposure; Corporate lending; Credit administration; Credit analysis; Credit card; Credit compliance; Credit control; Credit covenants; Credit facility; Credit risk management; Credit risk; Credit; Current line; Default signs; Developed nations; Developing countries; Economic development; Economic sectors; Emerging economies; Emerging markets; Emerging Markets; Equity financing; Feasibility study; Financial ratios; Financial statement analysis; Financial statement; Funds; Industry analysis; Informal economy; Insider abuse; International payments; International trade; Inventory; Lease financing; Leasing risk; Legal mortgage; Lending principles; Lending; Lessee; Lessor; Loan agreement; Loan default; Loan recovery; Loan remediation; Loan security; Loan structuring; Loan syndication; Loan workout; Loan; Loans; Long-term loans; Margin lending; Market; Microcredit risk; Microeconomic institutions; Microfinance; Modeling credit risk; Mortgage debenture; Mortgage financing; Mortgage risks; Nonperforming loans; Off-balance exposure; Portfolio; Process; Property market; Quality; Ratio analysis; Real estate; Receivables; Recovery strategies; Relationship management; Risk analysis; Risk assets; Risk control; Risk management; Risk; Risk-weighting assets; Risk-weighting system; Sectors; Security perfection; Short-term loans; SME financing; SME project; SME risks; Spreadsheet; Stock market; Structure; Structuring credits; Syndicate lending; Trade finance; Uncertainty; Venture capital; Watch list committee

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Using a framework of volatile markets Emerging Market Bank Lending and Credit Risk Control covers the theoretical and practical foundations of contemporary credit risk with implications for bank management. Drawing a direct connection between risk and its effects on credit analysis and decisions, the book discusses how credit risk should be correctly anticipated and its impact mitigated within framework of sound credit culture and process in line with the Basel Accords.

This is the only practical book that specifically guides bankers through the analysis and management of the peculiar credit risks of counterparties in emerging economies. Each chapter features a one-page overview that introduces its subject and its outcomes. Chapters include summaries, review questions, references, and endnotes.

I Background, Context, and Overview of Subject Matter

5 chapters

II Bank Credit Taxonomies, Markets, and Risk Control

6 chapters

III Credit Risk Dynamics, Analysis, and Management in Emerging Markets

7 chapters

IV Asset Portfolio Quality, Risk and Control

7 chapters

Leonard Onyiriuba is a leading banker and author on banking. He started a career in banking in 1991 after a stint as a lecturer in the university. As a banker, he was at various times group head (commercial banking), regional director (Lagos), and divisional director (corporate banking). He currently runs a financial consultancy in Lagos, Nigeria - with a commitment to helping clients succeed. His books include “Analyzing and Managing Risks in Bank Lending” (2004), “Drive and Tasks in Bank Marketing” (2008), “Dictionary and Language of Banking” (2010), “Credit Risk: Taming a Hotbed of Reckless Banking” (2013), and “Banking Processing Risks and Control” (2014).
  • Emphasizes bank credit risk issues peculiar to emerging economies
  • Explains how to attain asset and portfolio quality through efficient lending and credit risk management in high risk-prone emerging economies
  • Presents a simple structure, devoid of complex models, for creating, assessing and managing credit and portfolio risks in emerging economies
  • Provides credit risk impact mitigation strategies in line with the Basel Accords