Description
The Regulation and Supervision of Banks
The Post Crisis Regulatory Responses of the EU
Routledge Research in Finance and Banking Law Series
Author: Hu Chen Chen
Language: English
Subjects for The Regulation and Supervision of Banks:
Keywords
Universal Banking Model; EU Banking; too-big-to-fail banks; Liikanen Report; supervision and regulation of banks; CRD Iv; behavioural finance; Volcker Rule; EU banking law; Basel III; Bank structural reform; Deposit Entity; 2008 Global Financial Crisis; BF Approach; Single Resolution Mechanism Regulation; transaction-oriented whole-sale; EU Resolution; commercial banking activities; Prohibition Rule; investment banking activities; EU Banking Industry; Large UK Bank; Trading Entity; Separation Rule; Proprietary Trading; Bank Holding Company; EU Parent; Dodd Frank Act; Pre-crisis Era; Resolution Authorities; Shadow Banking; UK Rule; UK Financial Conduct Authority
Publication date: 06-2020
· 15.6x23.4 cm · Paperback
Publication date: 04-2018
· 15.6x23.4 cm · Hardback
Description
/li>Contents
/li>Readership
/li>Biography
/li>
Over the past two decades, the banking industry has expanded and consolidated at a stunningly unprecedented speed. In this time banks have also moved from focusing purely on commercial banking activities to being heavily involved in market-based and transaction-oriented wholesale and investment banking activities. By carrying out an all-encompassing set of activities, banks have become large, complex, interconnected, and inclined to levels of risk-taking not previously seen. With the onset of the 2008 global financial crisis it became apparent that there was an issue of institutions being too big to fail.
This book analyses the too-big-to-fail problem of banks in the EU. It approaches the topic from an interdisciplinary perspective using behavioural finance as a tool to examine the occurrence of the global financial crisis and the emergence of the structural problem in large banking institutions. The book draws a comparison between the EU, the US and the UK and the relevant rules to assess the effectiveness of various approaches to regulation in a global context. Chen Chen Hu goes on to use behavioural analyses to provide new insights in evaluating the current structural reform rules in the EU Proposal on Bank Structural Regulation and the newly adopted bank recovery and resolution regime in the EU Bank Recovery and Resolution Directive and the Single Resolution Mechanism (SRM) in the Single Resolution Regulation.
Chapter 1 THE FEATURES OF THE BANK STRUCTURAL PROBLEM AND ITS STRUCTURAL ATTRIBUTE
Chapter 2 THE BEHAVIOURAL FACTORS RELATED TO THE BANK STRUCTURAL PROBLEM
Chapter 3 THE DECOUPLING APPROACH: THE BANK STRUCTURAL REFORM IN THE EU
Chapter 4 BANKING STRUCTURAL REGULATION: ITS IMPLICATION AND EFFECTIVENESS
Chapter 5 BANKING STRUCTURAL REGULATION : ITS EFFICIENCY
Chapter 6 RESOLVING BANK FAILURES IN THE EU
Chapter 7 CONCLUSION
Chen Chen Hu is a Legal Consultant at Kromann Reumert, Denmark.
