Wealth, 1st ed. 2019
The Ultra-High Net Worth Guide to Growing and Protecting Assets

With few exceptions, books on personal finance focus on investing.  And with few exceptions, these same books focus on the general public.  This book takes a comprehensive approach to the subject, directed to the ultra-high net worth reader, filling this void.

While there is no shortage of experts in legal, tax, investment, and other matters, in many ways, ultra-high net worth individuals are underserved, even as they are confronted with potentially increasing challenges to the growth and protection of their wealth.  Planning strategies lacking a foundation of client-driven values and purpose, coordination and a mechanism for ongoing review and maintenance result in suboptimal outcomes.

As a Certified Financial Planner Professional with over 30 years of experience serving individuals with substantial wealth, Richard Rojeck presents an alternative approach, one based upon a comprehensive planning process.  He addresses the eight key planning areas for the ultra-high net worth individual, describing the top strategies within each.  He challenges you to assess your current planning and provides guidance on how to select an often-missing member of the advisory team.

With a readable and approachable style, this book will help you more effectively grow and protect your assets for yourself, your family, and your charitable causes.

Chapter 1: Wealth
 How Much is “Enough?”

Chapter 2: Estate Planning
                              Defining and Protecting Your Legacy

Chapter 3: Charitable Planning
                              Tools and Tactics for Giving Back

Chapter 4: Business Succession
                               For When It’s Time to Go

Chapter 5: Asset Protection Planning
                              Prevention and Defense Against Assaults
                            on Your Wealth

Chapter 6: Life Insurance 
                              When Pennies Become Dollars

Chapter 7:Investment Management
                              The Science and the Art

Chapter 8: Income Tax Planning
                              Strategies to Keep More and Pay Less

Chapter 9: Selecting a Financial Planner
                              Choose Wisely

Chapter 10: Tying it All Together
                      A Checklist for a Comprehensive Plan

Richard P. Rojeck specializes in helping business owners, senior executives, and other high net worth individuals enjoy their wealth today while growing and protecting it for tomorrow. He has earned the CERTIFIED FINANCIAL PLANNER™ professional certification and the Accredited Investment Fiduciary designation. He has over 30 years of experience in developing and helping implement comprehensive financial plans that integrate financial independence analysis, estate and business succession planning, investment and risk management, and more. His goal is for his clients to enjoy clarity and confidence regarding the accumulation and preservation of wealth for themselves, their families, and their charitable causes.

Prior to beginning his financial planning practice, Rich served for six years as a commissioned Naval officer. He served on the national board of the International Association for Financial Planning. As its chairman, he was instrumental in a merger, leading to the creation of the Financial Planning Association, today the profession’s largest. In 2010, Rich was elected to the board of the CFP Board of Standards, the standards setting and certifying body for CERTIFIED FINANCIAL PLANNER™ professionals. He served as its chairman in 2015. From 2004 to 2016, he was a Managing Director with Lincoln Financial Advisors, the broker-dealer with which he is affiliated. Rich holds a Bachelor’s Degree in business administration from Oregon State University and an MBA in finance from San Diego State University.

Written by a Certified Financial Planner professional with more than 30 years of experience serving individuals with estates of $25 million and more

Presents strategies in a comprehensive, values-based financial planning process for ultra-high net worth individuals

Covers estate planning, business succession, asset protection, investment management, and income tax planning, among other areas