The Roadmap to Financial Freedom
A Millionaire’s Guide to Building Automated Wealth

An easy-to-follow and realistic path to financial security and independence

In The Roadmap to Financial Freedom: A Millionaire's Guide to Building Automated Wealth, veteran Certified Public Accountant and founder of Budgetdog Academy, Brennan Schlagbaum, delivers an inspiring and practical account of how he and his family paid off over $300,000 in debt. He'll also show you how you can apply the same principles to your own life to transform your financial situation.

In the book, you'll discover how to track, grow, and protect your money as you work your way closer to financial freedom. You'll also find:

• Comprehensive strategies for crafting a plan to turn around your personal finances
• Ways to give to others that help you in your path to financial security
• Rock-solid budgeting techniques that help you get control of your income and spending patterns

Perfect for members of new and growing families, young professionals, and anyone else seeking to redefine their relationship with money, The Roadmap to Financial Freedom is an intuitive, insightful, and hands-on roadmap to financial independence.

Introduction

Acknowledgments

About the Author

Part I: Track Your Money

Chapter 1: Who I Am and My Journey

Chapter 2: The First Step

Lesson 1: The Psychology of Money

Lesson 2: Looking into the Mirror

Lesson 3: Changing Your Habits

Lesson 4: Building a Support Team

Lesson 5: Staying the Course

Chapter 3: Evaluate Your Financial Situation: Getting Organized Through the Balance Sheet

Lesson 1: Know Your Starting Point

Lesson 2: Evaluate Your Debt

Lesson 3: The Breakdown of the Balance Sheet in Steps

Lesson 4: Understanding Your Net Worth

Chapter 4: Craft a Plan: Create Your Budget

Lesson 1: The Importance of Crafting Your Plan

Lesson 2: Organizational Tips for Tracking Your Money

Chapter 5: Getting out of Debt: The Triumph Before the Real Storm

Lesson 1: Say No to Spending

Lesson 2: Amortization Schedules for Debt Payoff Success

Lesson 3: Staying on Track

Part II: Grow Your Money

Chapter 6: Setting the Stage for Your Investments

Lesson 1: Compound Interest

Lesson 2: Investing 101: Understanding Stock Market Basics

Lesson 3: Understanding Types of Asset Classes

Lesson 4: Breaking Down Equity Asset Classes

Lesson 5: Diversification

Lesson 6: Target Date Fund Diversification

Lesson 7: Single Asset Versus Mutual Fund Versus Index Fund Versus Exchange-Traded Funds

Chapter 7: Formulating Your Investment Plan

Lesson 1: Where to Buy Asset Classes

Lesson 2: Types of Investment Accounts

Lesson 3: Fees: What They Are and Why They Matter So Much

Lesson 4: When to Invest

Lesson 5: How Much to Invest

Lesson 6: Risk Profile for Investing

Lesson 7: Investing Framework

Part III: Protect Your Money

Chapter 8: Build Your Moat

Lesson 1: Protecting Your Money Through Insurance

Lesson 2: Protecting Your Money Through Tax Diversification

Lesson 3: Protecting Your Money Through Tax Planning and Tax Preparation

Lesson 4: Protecting Your Money Through Wills and Trusts

Lesson 5: Protecting Your Money Through Durable Powers of Attorney

Lesson 6: Protecting Your Money Through Credit

Chapter 9: Budgetdog, My Money Mindset, and My Passion

Chapter 10: Logan Lee—An Unimaginable Reality: My WHY

Conclusion

Glossary

Resources

References

Index

BRENNAN SCHLAGBAUM is a veteran CPA living in Dallas, Texas and founder of Budgetdog Academy, an online financial academy helping people get financially fit and free from debt. After achieving financial freedom by 31, he now aims to help others achieve the same financial success.